Another plan won’t fix it.
Fifteen minutes might show you why.
Ten questions about your debt. No plan, no budget, no lecture. A profile of the pattern that keeps it in place.
No account, no bank connection, no login. Nobody reads your answers.
If your profile doesn’t feel like you, you get your $20 back. No questions asked.
$20 ·~15 minutes ·money-back guaranteeIf you are looking for a payoff plan, a budget, or someone to negotiate on your behalf, this is not that and will disappoint you. This is a reading of how you think about the debt, written from your own words.
If you don’t have debt right now, there won’t be much here to work with.
If your debt is only a few months old, there may not be a pattern to find yet. This works best when something has been running for a while.
Lucid Break is a self-reflection tool. It reads how you think about your debt and names the pattern underneath it. It is not debt counseling, debt management, or debt settlement. It doesn't work on your debt or contact anyone on your behalf. If you want help with what you owe, nonprofit credit counseling is free.